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Mortgage Rates
Every Illinois State Credit Union mortgage offers low closing costs and competitive rates. We are dedicated to working with you during the mortgage process, finding the right loan for you and delivering the best member service possible. Our team looks forward to working with you! Loan approval, interest rate and down payment required are based on creditworthiness, amount financed and ability to repay. Loans with less than 20% down will require mortgage insurance which could increase the monthly payment and the APR. A change in rate based on any risk factors will change the APR. Sample APRs are based on $100,000 loan amount, 80% loan to value, no cash out and credit score over 740.
Loan Amount:      $

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Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 4.875% 0.00% 4.938% $0.00
20 Year Fixed (Conforming) 4.750% 0.00% 4.835% $0.00
15 Year Fixed (Conforming) 4.500% 0.00% 4.607% $0.00
10 Year Fixed (Conforming) 4.250% 0.00% 4.342% $0.00
Equity 80% LOC (Other) 5.250% 0.00% 5.250% $0.00
Equity 90% LOC (Other) 6.250% 0.00% 6.310% $0.00
Equity 80% (Other) 5.750% 0.00% 5.750% $0.00
Equity 90% (Other) 6.750% 0.00% 6.856% $0.00
Rates are subject to change without notice.
Rates last updated on 10/18/2018.
Illinois State Credit Union NMLS# 571095
1408 Airport Rd, Bloomington, IL  61761
Office:  (309) 451-8400
Mortgages@itsmycreditunion.org
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